How We Work
We show you step by step what buying
property in Spain looks like
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Process
We handle 97% of the entire process
At Samaya Estates, we believe buying property is more than just a transaction. It’s the beginning of a new life between your home country and Spain — between the everyday and a dream that’s just starting to come true.
1. We start by getting to know you
Your story and goals matter more to us than the property itself. That’s why from our very first conversation, we address the most common concerns — including the topic of squatters (ocupas), because we know it generates a lot of interest 😉
We’ll explain the real costs and timeline, so that you enter the process with full clarity and confidence.
We’ll explain the real costs and timeline, so that you enter the process with full clarity and confidence.
2. Your reconnaissance visit. Three days that change your perspective
This is where our partnership begins. During an intensive visit:
- you sign a power of attorney for the lawyer,
- you open a Spanish bank account,
- you view 6–12 properties selected just for you. And between viewings… you enjoy coffee in the sun and lunch by the sea, because buying should be an experience, not a source of stress.
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3. Decision and transaction security
When you find the right property:
- the lawyer performs a preliminary audit,
- if you need a mortgage, we arrange a meeting with a broker,
- a reservation agreement is prepared, which you can sign in person or remotely,
- you pay a reservation fee (€3,000–€10,000), refundable if the audit result is negative.
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4. Due diligence and finalising the purchase
The extended audit takes 2–3 days. If everything checks out, we sign the purchase agreement, setting the completion date (with a mortgage, it’s at least 3 months — we negotiate the best terms for you).
The total costs of buying a new property in Spain are approximately 13–14% of the purchase price.
The total costs of buying a new property in Spain are approximately 13–14% of the purchase price.
5. Notarial deed and handover
After the mortgage decision, we set the notarial deed date (at least 11 days later). We inspect the property one more time before signing.
On the day of completion, the mortgage is released, the title deed transfers, and you receive the keys to your new property in Spain.
On the day of completion, the mortgage is released, the title deed transfers, and you receive the keys to your new property in Spain.
6. What’s next? This is where your Spanish chapter begins
The law firm can:
- apply for a tourist licence,
- handle your taxes,
- manage formalities on your behalf.
And we can take care of property management: rental, servicing, and ongoing oversight.
Decision
98% of our clients make their decision during the first visit. If you need more time — plan another one, and we’ll prepare a new selection.
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Start your journey
Schedule a consultation with a Samaya Estates expert.
Let's talk about your property in Spain!
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Dostaniesz mini zbiór najczęściej pojawiających się pytań, stworzony z myślą o osobach, które rozważają zakup nieruchomości w Hiszpanii.
Zawiera odpowiedzi na pytania, które pojawiają się regularnie w naszych rozmowach z klientami: kredyt, podatki, dziedziczenie, zakup na firmę, bezpieczeństwo inwestycji czy realne ceny mieszkań pod wynajem.
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